The average cost of car insurance for a Dodge Charger is $1,447 yearly. Important Information: As a result, its car insurance prices tend to be slightly higher than the average models rates. So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. 1 people found this helpful. Our goal is to give you the best advice to help you make smart personal finance decisions. If you don't currently have an active flood policy, click "Continue" to get a quote online. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. However, your actual costs depend on your driving history, vehicle model and year, ZIP plus other factors. this post may contain references to products from our partners. How much is car insurance for a 50-year-old? CarInsurance.com has guides for car insurance for 16-year-olds, 18-year-olds and 19-year-olds that break down rates for car insurance for teens. Rates are more expensive in Michigan because they mandate much higher coverage levels. The quickest way to contact us is through our app or online. But there are other factors that can also dramatically affect the cost when insuring a Charger. Expect to pay about $173 per month or $2,076 a year when insuring your Dodge Charger. While extensive shopping of comparison of numerous free quotes can invariably enable you to save money, there could be few other things which can help you to save additional precious dollars. Although your individual rates will vary from the average cost of Dodge Charger insurance based on personal rating factors, exploring quotes from some of the cheapest companies may help you find the coverage you need at an affordable rate. $1,478. The average annual cost for auto insurance for a Dodge Charger is $1,481, which adds up to $7,405 after 5 years of ownership. Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Medical bills and costs tied to property damage can start high and quickly increase, depending on the injuries to those involved. This is significantly less than the Dodge Chargers annual averages of $2,824 for full coverage and $668 for minimum coverage. Comprehensive insurance will cost around $530 a year, liability/medical (or PIP) coverage averages $824, and the remaining collision coverage will cost around $1,102. Helpful bicycle insurance agents, who can assist you in servicing your policy, are just a phone call away. Factors such as recent accidents, traffic violations, credit history also impact these rates. The cost of insuring teens gets a little cheaper after they have a year of driving under their belts. Finding a car or truck that saves on insurance costs is important. See where the Dodge Charger ranks for Insurance compared to other vehicles. We found that some of the cheapest rates may be found with USAA, Nationwide Auto-Owners, Erie and Mercury. This total will vary per vehicle, driver and location. Act to save lot of time, energy as well as money during your overall effort to secure a Dodge Charger sports car insurance coverage solution that easily fits your specific driving needs and budget! Don't feel like filling out a form? Besides protecting your teen, your insurance company may show its appreciation for buying a top car for teens by trimming your rate. Insurance cost per horsepower: $4.14 (460 horsepower, $1,905 average annual premium) A Corvette is probably not the first car you imagine when someone says "affordable insurance." To learn more about the current trends on auto insurance rates for your Dodge Charger SXT or GT model, talk to an expert today! A Dodge Charger gets an average of 19 MPG, which will cost a total of $10,780 for fuel after 5 years, or about $2,156 annually. We collected quotes from thousands of drivers to find cheapest rate. The model features excellent crash testing and rollover testing and has a moderate insurance rate. We provide up-to-date, reliable market information to help you make confident decisions. You can find out more about the rates in individual states using our state page analysis. The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. Check out the following free resources: Check our listing on Auto Insurance by Vehicle Make & Model. Compare quotes from the top In any case, the cheapest company to insure both the Dodge Charger versions is State Farm. Also check out how the Charger stacks up in our rankings for Depreciation, Maintenance, Overall Costs. This beats the national average for popular sedan models by $744. Female drivers who are 17 on their own policy pay $5,576 on average, or $696 less than males their age. GDL laws vary by state, so its best to check your states GDL laws. When compared to the entire sports car segment, the Challenger ranks 21 st out of 26 total comparison vehicles for the 2023 model year. Laura is an award-winning editor with experience in content and communications covering auto insurance and personal finance. With just a few clicks you can look up the GEICO Insurance Agency partner your Earthquake policy is with to find policy service options and contact information. To lower car insurancecosts, keep a clean driving record. 2021. Our mission is to provide car buyers with the resources they need to make informed purchase decisions. All providers discussed on our site are vetted based on the value they provide. Challenger Insurance Cost Comparison, Dodge Journey Insurance 2023 Rates and Cost Comparisons. However, many states still restrict drivers until theyre 18 or 21. The cost of your Dodge Charger insurance will be determined by information we gather during the quote process. But, it's also imperative to view all major Dodge Charger costs. These figures also do not include the potential discounts on a multi-vehicle policy. The nationwide average cost of car insurance for a 17-year-old female is $5,576. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. I think it will be a few thousand dollars. Any information that you provide directly to them is subject to the privacy policy posted on their website. Rates range from $1,636 per year for the Charger SE Sedan to $1,854 for the Charger SRT8 Sedan. Rates are higher for all policy coverages, especially for liability and medical coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. The Dodge Charger has a moderate cost of insurance compared to other models. MoneyGeek collected data about insurance company rates using a sample 40-year-old male driver with 100/300/100 liability insurance, including comprehensive and collision coverage. We track and record quotes that carriers have provided based on various criteria. The most expensive trim is the SRT Hellcat Redeye Widebody Jailbreak at $2,720 per year. How can you save money on Dodge Charger car insurance? GDL laws typically include provisions for the following: For more details on GDL laws and why they are essential, check out the most and least dangerous states for teen drivers. 2016. Keep in mind, these are just average and your actual price may vary. Insurance carriers consider various factors when determining auto insurance rates for each car model. Young drivers can spend less on car insurance if they are on the same policy as their parents. @catherine_ford_1 11/10/22. An 18-year-old with a Dodge Charger pays an average of $4,722 for car insurance. Rates range from $1,564 per year for the Charger SE Sedan to $1,980 for the Charger SRT Hellcat Sedan. upside down, where you end up owing more than the vehicle is worth. How old do you have to be to buy car insurance? With Dodge Charger car insurance rates ranging from $2,168 to $2,720 annually for an average driver, the cheapest trim level to insure is the Charger SXT. High deductibles mean you are willing to pay more out-of-pocket if you have a covered claim, so the premiums for physical damage coverage are lower. Consequently, they often pay more for auto insurance, irrespective of the type of car they drive. Below, youll see how major carriers compare when it comes to car insurance for 17-year-olds. With just a few clicks you can look up the GEICO Insurance Agency partner your Business Owners Policy is with to find policy service options and contact information. How much is car insurance for a 23-year-old? When new, a typically-equipped Dodge Charger sells for $47,285 on average. Estimated auto insurance rates for a Dodge Charger R/T are $1,716 annually including full coverage. is a digital insurance comparison engine, providing real-time rates and insurance services in all 50 states through To complete your car insurance quote, you will need: You may be eligible for a variety of GEICO car insurance discounts, including vehicle equipment and driver discounts. Insurance rates for a 2013 Dodge Charger average $1,582 per year, or about $132 per month. These include a learners permit, minimum hours of supervised driving and restrictions on passengers and hours a teen can drive. Can a 17-year-old get their own car insurance? Average Dodge car insurance cost by model How much is car insurance for a 30-year-old? The average cost of insuring 2019 Dodge Charger SXT for a 30 year old male driver is around $ 4,792 annually. Need to pay a bill, make a change, or just get some info? Get to know your Dodge Charger's safety ratings, as well as any known safety issues or recalls. An 18-year-old driver with a Dodge Charger has to pay approximately $4,722 per year for car insurance, which is $3,275 higher than what a 40-year-old driver pays. Helpful life insurance agents, who can assist you in servicing your policy, are just a phone call away. These stipulations are usually called Graduated Driver License (GDL) laws and apply to drivers younger than 18. Its not just that teen drivers are inexperienced behind the wheel, but theyre also more likely to engage in high-risk behaviors, such as distracted and impaired driving, speeding and not wearing seatbelts, Walker says. Kia Cadenza Car Insurance Rates [2023 Cost + Comparisons], Dodge Charger vs. Only insurers can provide specifications about sports cars and let you know whether your Dodge Charger model is a sports car model. The most common are collision and comprehensive. But even with those discounts, adding a 17-year-old driver to a policy still means a significant rate hike. BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. Before you call your insurance company, clearly understand how much your insurance rates might increase if you file a claim for an at-fault accident. Two teens, most and least dangerous states for teen drivers, Several discounts are available that young drivers. Liability protection is the first step when you insure a 17-year-old but minimums are insufficient. Simply, login to your auto policy to manage your umbrella policy.